1. You must be a Pag-ibig member for at least 24 months. Lump sum payment of the required 24 months savings is allowed.
2. Not more than 65 years old, and not more than 70 years old maturity of the date of loan application.
3. Passed satisfactory background/credit and employment/ business checks of Pag-IBIG Fund.
4. Has no outstanding Pag-IBIG Fund Short-Term Loan (STL) in arrears at the time of loan application.
5. Has no Pag-IBIG Fund Housing Loan that was foreclosed, cancelled, bought back due to default. If with existing Pag-IBIG Fund Housing Loan account, either as principal borrower or co-borrower, it must be updated.
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